Insurance companies are often times mandating that the Landlord insurance not be purchased UNLESS the customer has home and auto insurance with the same carrier; yet, the same carrier will NOT PROVIDE the basic Personal Umbrella Policy coverage to the Landlord.

Within the last few weeks, one insurance company in Northbrook, Illinois has stopped extending Personal Umbrella Policy coverage to the tenant occupied home.  This change in Landlord Insurance has left MANY owners of Tenant Occupied homes WITHOUT the added Personal Umbrella Policy coverage that the NEED to keep themselves properly insured.

Insurance companies are re soundly stating that they do not want to insure the tenant occupied home.

How can Landlords obtain the Personal Umbrella Policy coverage that they need?  The personal umbrella policy is readily available with low cost and NO MANDATES to change your current insurance provider.  Purchase a single Umbrella policy to cover the entire family or purchase a Extended Liability Policy for just the rental homes.

Solutions are available at a low cost.  For and example of those solutions, click here.

To start the process of re-establishing excess liability or a personal liability policy, click here for the online application.

We have solutions for the owner of tenant occupied homes for Personal Umbrella Insurance or the Landlord Insurance policy.

Give us a call!

678–648–1900 or click here to start the process.

Excess Liability Coverage is also available for the tenant occupied Condo, Renters Insurance, Home Insurance, or Auto Insurance Policy

When calling a insurance agent remember that many insurance agents only provide insurance with ONE insurance company.  America Insurance Broker’s Alpharetta Auto Insurance solution provides auto insurance with 12 different auto insurance companies.  The variety of options can ensure that the policy is tailored to your need vs. a canned product.

Alpharetta Auto Insurance is a good start and there is NO requirement to have home and auto insurance.  There is a potential of added discounts when one of the following insurance products are also owned:

Alpharetta Home Insurance, Alpharetta Umbrella Insurance, Apharetta Renters Insurance, Alpharetta Motorcycle or Boat Insurance.

This article has assumed up to this point that the Alpharetta Auto Insurance need is only for personal auto insurance.  There are plenty of Alpharetta Auto Insurance needs for Commercial insurance too. 

America Insurance Brokers provides a wide variety of Commercial Insurance like Auto, Business, Contractors and Workers comp.

So, give us a call at 678–648–1900 and start the conversation.  or click on one of the product links above and fill out an online application for one of the specific insurance products.

Thank you in advance for your consideration!

America Insurance Brokers

PS: America Insurance Brokers sells insurance in Alpharetta Georgia.  We do NOT sell leads.  When engaging our team, understand that we will work hard to provide a solution to meet your specific insurance need.

America Insurance Brokers Provides a wide variety of insurance solutions for the Buford Georgia resident and business.

Low Cost Auto insurance for the Buford Georgia Resident is KEY start to saving.  Many insurance companies are raising rates for Homeowner insurance while the AIB Buford Homeowner policies still have GREAT values and low prices for single family homes and Condos.  Don’t forget about the umbrella policy that can provided added protection to your family’s exposure to loss.  The Buford Personal Umbrella policy is a must have to protect your family from the catastrophic loss.

There are many other types of polices that a homeowner or resident in Buford Ga can benefit from:

Renters Insurance for the Buford tenant starts as low as $7.50.  The average monthly premium is closer to $15.00 a month. America Insurance Brokers represents 8+ insurance companies that provide renters insurance.

With the foreclosures increasing, America Insurance Brokers provides a wide variety of vacant home insurance for the Buford Vacant Home.  Vacant Express, Lloyds, Foremost, American Modern, and others means that a single call can provide a variety of options.

Homes occupied by tenants are in need of a Landlord policy that provides insurance for the Buford Rental Home.  We have that solution from 8 different insurance companies.  More options mean more solutions for your best value.

Boats on Lake Lanier and other Gwinnett boating locations can be insured quickly and inexpensively with a Buford Boat Insurance policy.

Buford residents that own a motorcycle can rest assure to KNOW that the Buford Motorcycle Insurance policy is the BEST coverage at the LOWEST possible price in Buford Georgia.

Buford Georgia occupants are more than just residential in nature.  Buford businesses also have insurance needs like:

General Liability for the Buford business

Contractors in Buford also need Liability Insurance for their contracting business.

Commercial Auto Insurance comes in all different types for the Buford Business and America Insurance Brokers has that solution ready to keep cost low while providing exceptional coverage.

and almost all Buford Business and Contractors are now required to have workers compensation insurance.

So start the process today and give us a call at 1–877–MattLocke (628–8562) or 678–648–1900 and let America Insurance Brokers provide you solutions that can save you money while at the same time provide exceptional coverage.

Berkeley Lake homeowners have some special needs for home insurance.  Flood Insurance is also available for the Buford Home owner.  In Dacula, the Home Insurance insurance is available at a low cost too. 

Other areas that Georgia Home Insurance has insurance for are Duluth Grayson Lawrenceville and Lilburn.  Earthquake insurance is also available for the home owner insurance needs for Mountain Park Norcross Rest Haven homeowners.

Gwinnett County Georgia has changed so very much over the years and the insurance needs for the Gwinnett Resident is still available at a low cost for Snellville Sugar Hill Suwanee

Gwinnett is made up of residents that do not own property too.  For the Gwinnett County resident that rents, Low Cost Renters Insurance is available at Georgia Renters.com

Insurance for the tenant occupied or owner occupied condo is also available for the Gwinnett County Resident at Georgia Condo Insurance.

The tenant occupied Gwinnett County home can be insured quickly with Low Cost at Gwinnett Landlord Insurance.

America Insurance Brokers provides multiple Travelers Insurance solutions to the Johns Creek Family.  A small list of these Johns Creek Family solutions are:

• The Travelers Home Insurance solution with multi-policy discounts and a Hartford Alpharetta GA regional headquarters
• The Travelers Auto Insurance solution with discounts to make your auto insurance price lower.
• Renters Insurance with many of the same family solutions provided in the homeowner policy.
• Landlord Insurance for the tenant occupied home
• Classic Auto Insurance for the collector car

The Travelers Business insurance is another significant benefit for the Johns Creek business.  Commercial Auto,Liquor Liability, Retail Store, Office Building and Business Insurance are all products that Travelers does well in providing.  The Travelers business insurance solution also provides insurance for Contractors.  And with all Johns Creek businesses, the need for workers compensation insurance is many times BEST facilitated by The Hartford Pay As You Go workers comp insurance product.

In Johns Creek, the Johns Creek Family or Business is encouraged to give our offices a call at 678–648–1900 or start the process by filling in the following “contact us” form, please click here

Other Johns Creek Insurance solutions are available for:

• Boat Insurance
• Motorcycle Insurance
• Vacant Home Insurance

America Insurance Brokers provides multiple Hartford Insurance solutions to the Johns Creek Family.  A small list of these Johns Creek Family solutions are:

• The Hartford Home Insurance solution with multi-policy discounts and a Hartford Alpharetta GA regional headquarters
• The Hartford Auto Insurance solution with discounts for those 45 and older and a member of the AARP
• Renters Insurance with many of the same family solutions provided in the homeowner policy.
• Landlord Insurance for the tenant occupied home
• Classic Auto Insurance for the collector car

The Hartford Business insurance is another significant benefit for the Johns Creek business.  Commercial Auto,Liquor Liability, Retail Store, Office Building and Business Insurance are all products that The Hartford does well in providing.  The Hartford business insurance solution also provides insurance for Contractors.  And with all Johns Creek businesses, the need for workers compensation insurance is many times BEST facilitated by The Hartford Pay As You Go workers comp insurance product.

In Johns Creek, the Johns Creek Family or Business is encouraged to give our offices a call at 678–648–1900 or start the process by filling in the following “contact us” form, please click here

Other Johns Creek Insurance solutions are available for:

• Boat Insurance
• Motorcycle Insurance
• Vacant Home Insurance

In 2007, there were approximately 2,000 businesses located in Johns Creek with major employers (between 200 and 2,000 employees) including the world headquarters of Ciba Vision and national headquarters of Macy’s Integrated Systems, World Financial Group and Movius Interactive Corporation.***

Employment sectors in Johns Creek generally follow trends of the Metro Atlanta region as a whole. The largest concentrations of employment in Johns Creek fall within the manufacturing, insurance, financial/real estate, health care, retail and professional scientific/technology industries.

Johns Creek’s 2007 demographics show an estimated $150,592 median income, an average $201,494 household income and a $65,994 per capita income.***  (info from the city of Johns Creek website)

Homes in Johns Creek have values exceeding the average Georgia home values too.  The difference in value DOES have an affect on the insurance that should be in place for the home.  An average insurance policy provides insurance with limited coverage options that include limits in coverage and caps to coverage.

The High Value Home Insurance policy is not a “standard policy” from an agent with a NATIONAL insurance company name.  Names like CHUBB, Firemans Fund are the “traditional solution” for the high value home BUT there are other options.  Encompass, Central Insurance are other carriers that provide BROAD coverage with unique replacement coverage options.

Instead of looking to the “Red Box” or “Blue Box” solution, give us a call at 1–85–JustHome or 678–648–1900.  Consider starting the conversation by filling in the following online application.

NOTE: Our insurance agency provides insurance solutions.  We do not sell leads.  Contacting our office will result in a Professional Business approach to providing solutions to your insurance need.

To furnish your Johns Creek home, consider contacting our friend Alan Wyatt at Luxe Home Interiors.

• Travelers Home and Auto Insurance
• Hartford Home and Auto Insurance
• Encompass Home and Auto Insurance including UNLIMITED Accident Forgiveness
• Foremost Auto Insurance
• GMAC Auto Insurance
• Guide One Auto Insurance
• Progressive Auto Insurance
• Safeco (a Liberty Mutual Company) Home and Auto Insurance
• State Auto Home and Auto Insurance
• Main Street America Home and Auto Insurance
• Speciality Insurance: Hagerty and American Modern

Get a Low Cost Johns Creek Auto Insurance Quote by clicking here to start the application process. 

Our insurance agency provides insurance solutions.  We do not sell leads.  Contacting our office will result in a response from our team and will not result in multiple calls from multiple insurance agents.  We provide low cost insurance solutions in Johns Creek Georgia.

Not interested in submitting a request online?  Give us a call: 1–85–JustAuto or 678–648–1900.

Thank you in advance for contacting our office for a quote.  A Singe request will result in 11+ auto insurance quotes from our office.

If you’re having trouble viewing this email, you may see it online.

 Insuring businesses is America Insurance Broker’s  number one responsibility.  Tripod Photography is an excellent photographer that consistently meets or exceeds or expectations.  We highly recommend Tripod Photography and encourage your phone call for the next photo need.

Luxe Home Interiors has sofas for sale right in Johns Creek with prices that often times beat competitors at the end of GA400 and I-85.  The store has furniture on the floor for a quick home delivery OR custom order without a custom price.

There is not a requirement to buy large pieces of furniture each day but LUXE does have home accessories too! 

Lighting

Rugs

Mirrors

and other unique accessories

Good brand names are available too!

Give your home the decorator appointed look and feel with value of a local Johns Creek furniture store.

Luxe Home Interiors

Luxe Johns Creek
11720 Medlock Bridge Rd., Suite 155 Johns Creek, GA 30097phone: 770-622-5120